Can I pay off my zero deposit car finance early?

Yes, you can! Most finance agreements allow you to settle the balance early if you want to. This is called an "early settlement." You'll need to contact your lender who will provide you with a settlement figure – this is the total amount outstanding including any early repayment fees that may apply.

Paying off your finance early can save you money on interest, but do check your agreement for any early repayment charges. If you're thinking about settling early, give us or your lender a ring and we'll talk you through the numbers.