How the 2025 Budget Creates a Big Opportunity for Car Buyers — And Why LMC Cars Is Ready to Help

The 2025 Autumn Budget has brought several key changes that will directly affect the UK motor market — and, importantly, create new opportunities for car buyers. At LMC Cars, we’ve taken a close look at the updates, and there are strong reasons why now is an excellent time to consider your next vehicle.

Below is a clear breakdown of what the Budget means, and how we’re positioned to help you get the best deal possible.

???? Fuel Duty Freeze: Lower Running Costs for Drivers
The government has once again frozen fuel duty, which means the cost of petrol and diesel will not rise for now. For everyday drivers, this provides immediate relief and makes budgeting easier.
For used-car buyers, especially those choosing petrol and diesel vehicles, this is great news:

Running costs stay predictable
Better value for money on used vehicles
Increased confidence in choosing traditional engines while EV policy evolves
At LMC Cars, we stock hundreds of petrol, diesel, hybrid and electric vehicles — so whatever your budget or driving style, there’s something that fits.

???? EV Changes: A Shift Towards Fairer Pricing
The Budget confirmed the introduction of a pay-per-mile road usage tax for EV motorists from 2028. While this has made some buyers hesitant with brand-new EVs, it’s had a positive knock-on effect for the used car market.

The government has also increased the threshold for the premium car surcharge, meaning many mid-to-high-spec EVs and hybrids are now more affordable from a taxation perspective.

This benefits LMC Cars customers in two ways:

✔ Lower taxation on many electric & hybrid vehicles
✔ Used EVs and hybrids become a more tempting option
With over 350 vehicles in stock, we regularly carry premium low-emission brands such as BMW, Mercedes, Audi, Lexus, Tesla and more — all priced competitively.

???? Premium Cars No Longer on the Motability Scheme — What This Means
A major headline in the Budget is that many premium vehicles are being removed from the Motability scheme, meaning customers who relied on Motability may now struggle to access higher-spec models they previously could.

This creates a new opportunity for buyers:

Those who prefer premium cars will now turn to the used-car market
More buyers will be looking for competitively priced BMWs, Mercedes, Audis, Volvos, Teslas and other high-spec models
Demand for high-quality used premium vehicles is expected to rise
???? LMC Cars is perfectly positioned for this shift
We specialise in premium used cars, with fresh stock arriving daily. And unlike Motability, where choice is limited, we offer:

Full flexibility
Competitive pricing
Finance options for a wide range of budgets

???? Finance Options That Consider Benefits-Based Income
One significant advantage we offer at LMC Cars is access to finance companies that can consider certain benefits as part of your affordability profile.

This can help customers who:

Were previously on Motability
Receive disability-related benefits
Need accessible and realistic pathways into premium vehicles
Want finance options that evaluate their full income picture
We work with a panel of trusted lenders who can take into account income such as:

PIP
DLA
Carer’s Allowance
Universal Credit
Child Benefit (case-by-case)
This means you’re not excluded from premium cars simply because Motability’s criteria have changed.

???? Used Market Strengthens — Buyers Benefit
The combination of changing EV tax rules, the removal of premium cars from Motability, and the freeze in fuel duty is expected to strengthen the used car market in 2025.

For customers, this means:

More choice
Stronger deals
Better availability across multiple price points
Less pressure from new-car pricing
More competition among dealers = better value
At LMC Cars, our entire business is built around quality, choice, and value, which puts us in the ideal position to help buyers take full advantage of these market conditions.

???? Why Buying From LMC Cars in 2025 Makes Sense
Here’s how the 2025 Budget aligns perfectly with what we offer:

???? 350+ Cars in Stock — including premium and performance models
???? Petrol, diesel, hybrid and electric options
???? Finance options that consider benefits
???? Competitive APRs
???? AA-approved dealer
???? Top-100 reviewed dealership in the UK
???? In-house preparation centre
???? Personalised walk-around videos available on request

???? Thinking of Changing Your Car? There’s Never Been a Better Time
Whether you’re moving away from Motability, considering an EV for the first time, or simply wanting a quality used vehicle at a fair price, the 2025 Budget has created a unique window of opportunity.

Visit us at www.lmc-cars.co.uk or call 01708 863247 to view our latest stock and discuss finance options.

We’re here to help make buying your next car simple, transparent and great value.