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Hire Purchase Finance In Essex

Often referred to as HP, hire purchase is one of the most popular types of finance.

Once you have found the car you like, we will then chat to you about the finance options available - if that is the route you want to go down.

Typically, you pay a deposit at the start of the agreement and spread the rest of the cost over a set number of months. This can range from 12 through to 60 month terms.

At the end of the agreement, there will be an admin or option to purchase fee, so when all of the payments have been made, the car is yours to drive away.

During the agreement, you are technically hiring the car from your finance lender.

We have a huge range of vehicles in stock, so you can choose the one that is right for you and then source a finance agreement from one of our lenders.

Why Consider Hire Purchase?

Low Deposits

There are low or no deposit options for Hire Purchase agreements. This means you can use your personal savings for other things or leverage your money for business.


There are lots of options and variables. You get to decide the finance term typically from 12 - 60 months.


A fixed interest affordable monthly payment. There are often also attractive rates, which are typically lower than personal loans.


HP is often available for those who have had trouble obtaining loans in the past. You may still be accepted for a Hire Purchase agreement subject to affordability checks.

We work with a number of different lenders to maximise the chances of you being accepted. Complete our two-minute application or get in touch with a member of the team to find out more about Hire Purchase car finance.

Reserve your vehicle for just £99 today!

Open for Click & Collect and also Click & Deliver

  • A fully refundable £99 reserves any of our cars for 3 days.
  • 90 day warranty & roadside assistance
  • 75 Point Check on Every Vehicle
  • Free Nationwide Delivery
  • Personalised videos available on request