If you have a young family and you are looking for car finance, you may be wondering if you can apply and what the process looks like. Here’s everything you need to know and consider. 

Applying for finance can be a long and boring process, but at LMC we do the legwork for you! Here’s how the application process will work… 

We firstly see what kind of cars you are interested in and work with you to find a b budget that suits your lifestyle and financial situation. This part is really important and we will take the time to get to know you in order to find a solution that works. 

We then put your details in and see what the options could be. We would conduct a soft search first which will not harm your credit rating and we will only put through a hard search when you have a good idea you would like to go ahead. A soft search gives you a good grip on what is available but nothing is firmed up until a hard search is completed. 

The biggest thing is making sure you can afford the repayments, so it is good to have a budget in mind and stick to that figure. Whether it is a total spend or monthly amount you have in mind, let us know and we will work with you to try and find a deal that works. 

Once we have the details back and your approval, we will sort all the paperwork too, leaving you to get planning your first family outing in your new car.

If you are looking for car finance, get in touch with a member of the team at LMC. We have finance experts in house and on hand waiting to help you find your next car.